Fundraising during the time of crisis

Fundraising during the time of crisis

The economy is in the bad shape and the things may only get worse. Fundraising during the times of crisis can be challenging and fundraisers will look for ways to respond to the crisis.

We have to accept that the world has changed as we know it. We need to adapt to the new normal. For starters, rather than panicking, you should consider a rational way to respond to the crisis.

 

Technology as a turning point

 

You are probably working from home and adapting to the new way of working. The first thing you should accept is technology. Try to get comfortable with technology and use it for your advantage. 

Start fundraising over the phone and organize a video meeting. Now is the time to put in place online communications channels and marketing.

Connect with donors. Facilitate direct contact from the people in your organization that have influence with donors. Their influence comes from the positions they hold and the fact that they are not paid to raise money. That means, above all others, leadership volunteers and Chief Executive Officers.

The perfect time to have a call is now during the crisis. You want to make sure your donors are doing alright and you want to show concern and appreciation.

 

Be attentive to your donors

 

There are lots of ways you can cut the costs of fundraising. For example, you can stop prospecting for new donors and telemarketing efforts. You can also try to eliminate thank yous to donors.

However, you have to keep fundraising. Whatever the economic condition, business goes on. You can’t treat loyal and responsive donors like statistics. And you can’t stop building your donor database.

The only defensible, businesslike way to respond to an economic crisis is to recognize that fundraising requires both continuing investment and ongoing care.

Don’t stop talking to your donors, just because the world is shaken. Past experience shows some donors never forgive the charities that don’t reach out in times of need. In the article at Philanthropy, people who work in fundraising, technology and other businesses have shared their stories.

 

Consider fundraising online

 

Online fundraising does not represent salvation during the time of crisis and yet billions of dollars have been raised online. Fundraising online has multiple benefits for nonprofit fundraisers, most of them having little to do with money.

It could attract younger supporters, and reinforce appeals sent through the other channel. Enhanced investment in online communications will pay many dividends, reinforcing near-term fundraising efforts and laying the foundation for a more prosperous future.

You can organize a virtual event and have peer to peer fundraising campaigns.

The nonprofit reaches out to loyal supporters and asks them if they want to participate in the fundraiser. If supporters are willing to participate, they then set up their own online fundraising pages (with the nonprofit’s help). These individual pages link up to the nonprofit’s main peer-to-peer fundraising page. There are also plenty of other ideas on how to launch online fundraising.

The key takeaway of this article is to stay persistent in your fundraising and don’t forget about your donors. Have a meaningful conversation with them and express your concern about the current situation. Your donors will appreciate you more and remember you in the future.

Vrijeme je da gradimo

Vrijeme je da gradimo

Svaka zapadna institucija je bila nepripremljena usred koronavirus pandemije. Taj monumentalni neuspjeh institucionalne efektivnosti će se odjekivati skroz do kraja ovoga desetljeća, međutim nije pre rano da se zapitamo zašto, i što bi trebali učiniti po tom pitanju.

Mnogi od nas bi htjeli podmetnuti uzrok problema jednoj političkoj stranci ili drugoj, jednoj vladi ili nekoj trećoj. Ali surova realnost je da su svi podjednako pali ispit – niti jedna zapadna država, općina, pa čak niti jedan grad nije bio spreman – unatoč krvavog rada i truda pojedinaca u tim institucijama. Znači da je problem dublje ukopan u srž društva da bi se našao u omiljenom političkom protivniku ili u domovini.

Jasno je da je dio problema manjak predviđanja, neuspjeh maštanja o budućnosti. Međutim drugi dio problema je ono što mi kolektivno nismo *radili* prije ove situacije, i što ne uspijevamo raditi ni sada. A to je neuspjeh djelovanja, i prvenstveno naša rasprostranjena nemoć da gradimo.

Vidimo to danas sa stvarima koje hitno trebamo ali ih nemamo. Nemamo dovoljno koronavirus testova, ili materijala za testiranje – uključujući, za čudo, pamučnih briseva i običnih reagensa. Nemamo dovoljno ventilatora za disanje, soba negativnog pritiska, i bolničkih kreveta. I nemamo dovoljno maski za operacije, oklopa za oči i medicinskih haljina – dok pišem ovo, grad New York City izbacio je očajnički zahtjev za kišne kabanice, kako bi se koristile kao medicinske haljine. Kišne kabanice, u godini 2020, u Americi!

Također nemamo terapije ili cjepivo – opet, unatoč svih upozorenja i studija o opasnom koronavirusu rođenih u šišmišima.

Naši znanstvenici će nadajmo se izmisliti terapije i cjepiva, ali onda možda opet nećemo imati dovoljno tvornica za proizvodnju istih tih na masovnoj razini. I čak i tada, moramo vidjeti da li mi ljudi možemo uopće proširiti dovoljno terapija i cjepiva da bi bilo uopće značajno. Pet godina je trebalo znanstvenicima da bi dobili dozvolu testiranja s regulatorske strane za novo cjepivo protiv Ebole, nakon što je izbila 2014. godine i uzela mnoge živote.

U Americi ne postoji ni prava mogućnost podijeliti državni novac za potporu ljudima i poduzećima koji ga hitno trebaju. Više nego deset milijuna otpuštenih radnika i njihove obitelji, i nekoliko milijuna malih obrta, su u ozbiljnim nevoljama u ovome trenutku, a ne postoji direktan način kako im država može poslati novac bez mogućeg katastrofalnog zakašnjenja. Države koje skupljaju novac od svih građana i poduzeća svake godine nikada nisu napravile sistem kako distribuirati novac nazad kada ga trebamo najviše.

Zašto nemamo te stvari? Medicinska oprema i financijski cjevovodi ne obuhvaćaju nikakvu atomsku fiziku ili doktorat kvantne znanosti. Barem terapije i cjepiva jesu teška za napraviti! Proizvoditi maske i slati novac uopće nisu teške stvari. Mogli bi imati te stvari ali smo se odlučili ih ne imati – specifično smo odlučili ne imati te mehanizme, tvornice i sisteme da proizvodimo takve stvari. Odlučili smo se ne graditi.

Ne vidi se to prosto samozadovoljstvo, to pomirenje sa “Status Quo” i nevoljom za proizvodnjom, u pandemiji, ili općenito u zdravstvu. Vidi se u cijelom zapadnom društvu, i specifično u Hrvatskoj. Vidi se na zgradama i fizičkim otiskom stopala naših gradova. Nemojmo ni blizu popraviti propale zgrade ili napraviti nove u poželjnim kvartovima naših gradova – što rezultira u suludim cijenama stanovanja u starim zgradama koje se raspadnu kada dođe do potresa u Zagrebu. Kad smo se izborili za našu državu smo maštali imati svjetlucave nebodere i spektakularne arhitektonske projekte za stanovanje u svim našim lijepim gradovima na nivou daleko iznad onoga kojeg danas imamo; gdje su?

Vidimo to u obrazovanju. Imamo dobre fakultete kao na primjer Medicinu, da, ali s kapacitetom primiti mikroskopski postotak novih 18-godišnjaka svake godine. Na svjetskoj razini imamo 120 milijuna novih 18-godišnjaka, svake godine – zašto ne educirati svakog od njih? Je l’ nije to najbitnija stvar koju bi uopće morali raditi?

Zašto ne napravimo veći broj fakulteta, ili proširimo one koje imamo? Zadnja velika inovacija u 12-godišnjem školovanju je Montessori, koji je zamišljen nazad u 1960. od tada se bavimo istraživanjem u polju obrazovanja od kojeg ništa nije došlo do praktičnog korištenja u 50 godina; zašto ne napravimo više škola sa svime što u današnje doba imamo?

Znamo danas da predavanje jedan-na-jedan može povećati ishod obrazovanja za dva standardna odstupanja (Tzv. Bloom Two Sigma Efekt); imamo internet; zašto nismo napravili sisteme da spojimo svakog mladog učenika sa starijim učiteljem da bi dramatično popravili uspjeh studenata?

Vidimo to u proizvodnji. Zašto smo dopustili da skoro svaka tvornica u Republici Hrvatskoj bankrotira zbog korupcije i malverzacije sredstva? Znamo kako graditi visoko automatizirane tvornice. Znamo i za izuzetno visok broj novih visoko plaćenih radnih mjesta koja bi se stvorila kroz konceptiranje i gradnju i rad u tim tvornicama.

Znamo – a ipak vidimo sada u ovom trenutku! – stratešku problematiku kad se opustimo i samo živimo od uvoza strano proizvedenih proizvoda.

Zašto ne gradimo skoro 100 posto automatizirane tvornice, koje proizvode sve moguće proizvode, na najvećoj mogućoj kvaliteti za najnižu moguću cijenu – diljem cijele Hrvatske? Zašto imamo samo jednu firmu Rimac a ne 5.000?

Vidimo to i u transportu. Gdje su supersonični avioni? Gdje su milijuni dronova po nebu koje razvoze sve moguće stvari? Gdje su nam ultra brzi vlakovi, mostovi i tuneli koji spajaju svaki hrvatski otok s kopnom? Da li problem leži u novcu? To mi se čini teško za povjerovati dok imamo novac za financiranje besmislenih državnih agencija, spašavanje davno zastarjelih firmi, ili za kupnju naftnih polja u Siriji. Također su hrvatski mirovinski fondovi preplavljeni novcem svih građana- koji se na kraju ulaze u državne obveznice bez ikakvog značajnog dobitka.

Ja sam na strani Nicholas Sterna, kada kaže da je definicija kapitalizma način kako se brinemo za ljude koje ne znamo – sva navedena polja su već danas visoko lukrativna i trebali bi biti glavni teren za lov od ulagača. Dobra su za Investitora i za krajnjeg kupca koji bi imao bolju kvalitetu života. Da li je možda problem tehnička kompetencija? Jasno je da nije, inače ne bi imali kuće, nebodere, škole i bolnice, aute i vlakove, računala i pametne telefone.

Problem je želja. Mi moramo *željeti* te stvari. Problem je inercija. Problem je lijenost. Moramo željeti te stvari vise nego što ih želimo spriječiti. Problem je regulativa koja drži inovaciju zarobljenu na lancu. Moramo željeti nove firme da proizvedu te stvari, iako to etablirani ne vole, pa iako da prisilimo etablirane firme da se pokrenu napraviti te stvari. I problem je želja. Mi moramo izgraditi te stvari. I moramo podijeliti nužnost da izgradimo te stvari od ideologije i politike. Obje strane trebaju pridonijeti izgradnji.

Desnica kreće iz njoj više prirodnije, iako komprimirane pozicije. Desnica je generalno za proizvodnju, ali je često korumpirana od sila koje zaustavljaju kompeticiju tržišta i izgradnju novih stvari. Desnica se mora boriti žestoko protiv uhljebova, regulatornih okova, oligopolista, riskantnih prodaja domaćih firmi (INA) i uvoza, kako i prijateljskim uslugama prema etabliranim firmama.

Vrijeme je za punomasnu, beskompromisnu, političku podršku desnice za agresivne investicije u nove proizvode, nove industrije, nove tvornice, u novu znanstvenost i velike korake naprijed. Ljevica kreće s većim prednaponom prema javnom sektoru u puno od tih točaka. Čemu ja kažem, dokažite bolji model! Pokažite da javni sektor može napraviti bolje bolnice, bolje škole, bolji prijevoz, bolje gradove. Prestanite štititi staro, ukorijenjeno, ne relevantno; javni sektor od ljevice se mora kompletno predati budućnosti i graditi na njoj. Milton Friedman je davno rekao, da je velika greška javnoga sektora da sude zakone i državne programe po njihovim namjerama  a ne po rezultatima. Umjesto da ljevica to primi kao uvredu, neka uzme kao izazov – izgradite nove stvari i pokažite rezultate. Pokažite da novi modeli od zdravstvenog sustava javnoga sektora mogu biti jeftiniji a efektivniji – kako bi bilo početi s Virološkim Agencijama? Kada dođe idući koronavirus, oduševite nas!

Ja vjerujem kako kroz gradnju može zaživjeti tek hrvatski san kojega ni nemojmo još sanjati. Stvari koje na svijetu proizvodimo masovno, na primjer TV i računala, brzo padaju u cijeni. A stvari koje ne, na primjer kuće, škole i bolnice, se dižu u cijeni. Što je točno hrvatski san?

Mogućnost imati dom u svom vlasništvu, i obitelj za koju se možeš brinuti. Moramo smanjiti visoko rastuće cijene za domove, jelo i piće, i dobro obrazovanje i medicinu, da bi omogućili svakome živjeti hrvatski san, a jedini način je da počnemo graditi.

Graditi nije lagano, ili bi sada svi već to radili. Moramo zahtijevati vise od naših direktora, naših političara, naših poduzetnika, naših Investitora. Moramo zahtijevati više od naše kulture, od našeg društva. I moramo zahtijevati više jedan od drugog. Svi smo potrebni, i svi možemo pomoći graditi.Svakim korakom na tom putu, svakome oko nas, moramo postaviti pitanje: Što ti gradiš? Što ti gradiš direktno, ili pomažeš drugima da grade, ili učiš druge kako da grade, ili se brineš za ljude koji grade? Ako posao kojeg radiš ne vodi nečemu što se gradi ili pomaganju drugima direktno, iznevjerili smo te  i moramo te ubaciti u poziciju, posao, karijeru gdje možeš pomagati graditi.

Uvijek postoje izvanredni ljudi u najviše slomljenim sistemima – mi moramo dobiti sve talente koje možemo, da rade na naj većim problemima koje imamo, i da rade na odgovorima na te probleme.

Očekujem da će ovaj esej biti meta kritike. Ovdje je skroman prijedlog mojim kritičarima. Umjesto da se bacite na moje ideje što napraviti, stvorite svoje! Velika je šansa da ću se složiti s vama.

Naša domovina i naša kultura su građene na izumima i produkciji, na samoj izgradnji, bez Kravate, Vegete i Sumameda ne bi postojala Hrvatska. Naši preci su izumili struju i kemijske sastojke, i tisuće drugih stvari koje danas koristimo bez da razmišljamo o njima, koji su uvijek oko nas i definiraju nas život. Postoji samo jedan put da živimo u čast njihovog nasljedstva i da kreiramo Hrvatsku koju želimo za našu djecu i unuke, a to je da gradimo.

Original: Marc Andreesen
Preveo i adaptirao za Hrvatsku: Ivan Mišković

Market Analysis South East Europe

Market Analysis South East Europe

During covid-19 pandemic, over 16,000 people tested positive in South East Europe. However, market analysis for South East Europe shows a slowdown in the SEE economies. Those heavily rely on trade with investments from European countries, especially Germany and Italy. Unemployment in the SEE economies may rise again and labour market conditions may deteriorate further, as a significant share of the workforce lives abroad (between 20-25% of the population).

Moreover, within the domestic markets SMEs, manufacturing and tourism sectors will be among the most affected. Some SEE governments have already introduced stimulus packages. As an example, the government in Croatia raised support from HRK 3 250 per worker to HRK 4 000.

All SEE economies have closed their borders crossings to the movement of people while allowing the flow of goods and medical equipment. Due to the lockdown measures, educational systems in the SEE region have started conducting classes remotely. The lockdown also affected cafes, restaurants, and retail store, as well as large-scale cultural events. These measures have triggered a rapid expansion of e-commerce services in the SEE. That triggered many firms to seek new ways to conduct business during the crisis.

Furthermore, a covid-19 pandemic is taking a heavy toll on the economy which will affect South East Eruope. In this market analysis, South East Europe is leading to much lower economic growth compared to other European countries.

Economic impact: Market analysis South East Europe

 

First and far most affected due to the covid-19 pandemic will be domestic supply. Although macroeconomic policies can aid the recovery of demand, they can not completely offset the economic consequences.

Summer season for tourism is not looking good either. Albania and Montenegro tourism revenues exceed 20% of GDP.

Third, exports across the region will fall due to depressed demand, as well as disruptions in value chains. Moreover, the manufacturing sectors contribute most to their economies in terms of value-added and employment.

Source: World Bank Data from the OECD report

 

The contributions of foreign direct investment (FDI) to the Western Balkan economies were relatively sizeable over the last years. With FDI investments over the past years, we could see more economic growth and job creation. See the chart below-showing investments for South East Europe region. Romania shows growth in FDI investments with a net flow of over 7 billion US$ in 2018.

Source: World Development Indicators

 

The economic slowdown will also come at a bad time for Albania and Croatia, as both economies have been recently hit by earthquakes. No argue that this will add an additional burden to already stretched budgets to counter the coronavirus outbreak.

Unemployment in SEE region

 

In South East Europe there is a constant outflow of human capital. According to available data from the United Nations, in 2019 there were almost 4.6 million people living abroad from the five Western Balkan economies. In particular, young, skilled workers seek job opportunities outside the region. Also, many health professionals leave for Western EU countries and Switzerland.

Moreover, in the context of current covid-19 crisis, two thirds of people have no prior experience with teleworking. On average, only about one third of individuals aged 25 to 64 with high formal education have at least once worked from home in 2018.

All Western Balkan economies have taken measures to limit physical interaction, and the workplace was the first focus of those measures. Existing regulations have already been relaxed and new options for teleworking have been introduced.

What to expect for SMEs?

 

In the Western Balkans, over 99% of all firms make up SMEs, which generate around 65% of total business sector value-added. SME’s account for 73% of total business sector employment according to OECD.

There are only few implications on how covid-19 could impact on financial losses for SMEs. However, we can only assume that the reduced customer demand will lead to cash -flow problems.

The economic impact of covid-19 in Croatia

The economic impact of covid-19 in Croatia

The covid-19 in Croatia according to assessment of the health system is tackling the health issue. As of 4 May, the infection curve seems to be flattening. With a decrease in new cases compared to previous weeks. The Government has stated that the epidemiologic situation is under control. Data in this report is gathered from the OECD Croatia covid-19 report and official resources.

Croatia’s unemployment rate edged down to 8.6 percent in March of 2020 from 8.9 percent in the March of 2019. The number of unemployed people decreased by 2.340 thousand to 143,461. In February, the jobless rate was lower at 8.3 percent. See the chart below of unemployment in Croatia.

 

Croatia unemployment rate

Source: Trading Economics

 

Official data suggests an increase in registered unemployment for the first time since 2013. Due to market instability, the HRK/EUR exchange rate depreciated. As of 27 April, the Croatian Kuna has regained some of its lost value.

Source: European Central Bank

 

Investor panic did damage to the Croatian financial market, as the Zagreb Stock Exchange’s indicator, Crobex, lost over 32% of its value from 19 February to 19 March. The Crobex resumed growth the following two weeks, possibly due to investor confidence in Government measures and their ability to limit economic damage.

Government measures during covid-19 in Croatia

 

Croatia as part of many European countries introduced to the public measures due to the covid-19. Moreover, on 16 March, the Government closed all educational institutions. Distance learning for primary education is delivered through public service broadcasts. Primary education is expected to partially resume as of 11 May.

The covid-19 in Croatia will leave an impact on how people will act in the new normal. Further on, Croatia announced new restriction measures to the public on 24 March and introduced a ban on travel between cities.

As of 20 April, restrictions on movement inside individual counties have been lifted for most counties. The government plans to begin easing the restrictions in three phases. As of 27 April, businesses selling goods and services may reopen as long as they are not inside shopping malls.

As of 4 May, service industries may reopen, including those that involve close human contact. Country-wide public transportation and domestic air traffic are expected to reopen on 11 May.

In addition to supporting measures, on 20 March, the Croatian National Bank (CNB) adjusted its regulatory framework and monitoring activities in order to support the liquidity of financial institutions.

Monetary and fiscal measures for the covid-19 in Croatia

 

On 17 March, the Government announced measures of a combined worth of over HRK 30 billion (around EUR 3.9 billion) to support the economy is coping with the effects of the pandemic.

Also, the Government has promised interest-free loans to local organs and other public bodies whose revenue will be affected by the delay in payments.

The Government set up dedicated accounts for the collection of donations and the start of a campaign to assist with relief efforts related to the Zagreb earthquake (Together for Zagreb), and the COVID-19 pandemic (Croatia Against Coronavirus).

One additional fiscal measure to support firms, Employment Agency has made available special subsidies to employers. These include salaries of full-time and part-time workers in accommodation, food and beverage,
transportation and storage and other sectors in which workers are prevented from attending work due to confinement measures.

The Government increased this support from HRK 3 250 per worker to HRK 4 000.

Within the April package, the Government announced an exemption on payment of income tax and contributions for entrepreneurs with an annual income of less than HRK 7.5 million (representing 93% of firms).

The overview

 

Prior to covid-19 in Croatia, GDP growth was accelerating, with a growth rate of 2.9 in 2019 (after a slight slowdown from 2017 to 2018). Unemployment was low, registering at 6.1% in January 2020. At the end of 2019, the Government budget ran a surplus of 0.9% GDP.

Croatia’s economy strongly relies on the tourism sector, which represents around 20% of GDP. This could bring economic difficulties as the tourism industry is suffering worldwide as a result of the pandemic. Efforts to support both firms and employees in the sector Government recently announced. Difficulties related to reduced export of goods are also expected.

escort istanbul
mersin escort bayan
berlin callgirls